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Katherine “Kathy” Holden, ChFC®, CFP® is the founder and principal of Holden Financial Planning, a Fee-Only financial planning and investment advisory firm located in Wayne, PA. She has worked in the financial services industry since 1994, spending almost 6 years working for an investment advisor before going out on her own.
When asked why she decided to establish her own financial planning firm, Kathy explains: “I have a great desire to take my past experience and use it to help people. It’s something I really want to do – and do well. Through solid education and personal empowerment, I know I can make a difference for people and set them on the path to a brighter financial future,” says Kathy.
“Financial advice is something all Americans need at least periodically,” she continues. “Whether you have worked with a financial planner or not, and no matter how much money you’ve got to invest, I can help you achieve your goals one step at a time.”
Kathy will work to empower you and help you attain your most important life goals. By guiding you through the massive amounts of information disseminated through various media portals and well-meaning friends, she’ll help you make better decisions and realize peace of mind. Services are offered on an hourly as-needed basis. Because Kathy does not sell products, she is able to provide the highest level of independent, objective advice. There are never any conflicts regarding compensation and recommendations. In addition, there is no minimum account size or any asset level requirement to become a client. Now all individuals have access to the same quality advice once available only to the affluent.
Kathy earned a certificate in financial planning from the American College, Bryn Mawr, PA. She has also completed the CFP certification process (which includes passing a rigorous ten hour exam and meeting specific experience and educational requirements) and is therefore authorized to use the CFP® marks of distinction. She abides by the Code of Ethics set forth by the CFP Board of Standards.
Additionally, by completing appropriate course work and fulfilling stringent experience and ethics requirements, she has earned the Chartered Financial Consultant (ChFC) professional designation from the American College, Bryn Mawr, PA. In 2004, she was accepted as a member of The Garrett Planning Network, an international affiliation of professional financial advisors dedicated to providing hourly, as-needed advice to people from all walks of life. Only 1% of the nation’s financial planning firms are structured this way.
She participated in “The Seven Stages of Money Maturity®” seminar, offered by the Kinder Institute, which trains advisors how to listen to clients, ask perceptive questions, and ascertain clients’ goals. Kathy says that: “The insight gained from this program will enable me to assist clients determine realistic expectations for their finances and help them gain financial security regardless of their economic situation”.
Also, as a NAPFA registered financial advisor (National Association of Personal Financial Advisors), Kathy is part of the nation's largest professional association of Fee-Only comprehensive financial planning professionals. She enjoys helping with their “Jump Start Retirement” Days hotline offered several times during the year, where anyone can obtain free financial advice by telephone and speak with advisors from all over the United States.
The Bachelor of Arts degree in sociology she holds from the University of Pittsburgh, has assisted her in looking objectively at situations, a necessity in her financial planning work. Because giving back to the community is important to her, Kathy volunteers regularly with local organizations.
In her spare time, she enjoys reading, walking, gardening and spending time with her children.
Contact Kathy today, after learning more about HFP, don't wait to develop your plans to secure a sound financial future.
CFP® and CERTIFIED FINANCIAL PLANNER™ are certification marks owned by the Certified Financial Planner Board of Standards, Inc. These marks are awarded to individuals who successfully complete the CFP Board’s initial and ongoing certification requirements.
ChFC® designation is protected under the laws of all states and the federal government. It may not be used unless and until official authorization is received from the Certification Committee of The American College's Board of Trustees. | 